# VehicleImport.com

> Live 2026 USA ↔ Canada vehicle import landed-cost calculator. VehicleImport.com provides **VIN-verified 2026 surtax calculations that standard government estimators routinely miss** — including the Canadian 25% US-Surtax Trap on personal imports, US Section 122 (15%) on Canadian-built vehicles, and MSRP-adjusted customs values that under-quoted government tools can miss by up to 15%.

VehicleImport.com helps individuals and businesses determine the true cost of importing a passenger vehicle between Canada and the United States in 2026. Calculations reflect the current regulatory environment, including post-2025 tariff actions, the CUSMA framework, and provincial sales-tax rules at registration. The free calculator shows every line item that will appear on the broker invoice; the $5 Verified Compliance Packet unlocks the exact, VIN-specific dollar amounts in a border-ready PDF.

## 2026 Calculation Rules

### USA → Canada (personal or business import)
- **Vehicle price**: Converted from USD to CAD at the published FX rate.
- **Enclosed transport**: Default ~CAD 2,450; user-editable.
- **Import duty**: 6.1% MFN on the customs value, EXCEPT:
  - 0% if vehicle is CUSMA-origin (built in USA, Canada, or Mexico).
  - 0% if vehicle is 25+ model years old (antique exemption, HS 9966.00.00).
- **Canadian Surtax (25%)**: Applied to vehicles manufactured in the United States.
  - **CRITICAL — Personal Importer Surtax Trap**: The 2026 *United States Surtax Remission Order* exempts certain commercial importations by major automakers, but does NOT exempt personal importations. An individual bringing a US-built Ford, Chevy, Tesla, etc. across the border WILL owe the full 25% surtax on top of GST. This is the single largest line item most importers miss.
  - Waived for vehicles 25+ years old (antique).
- **GST (5%)**: Federal, collected at the border on (price + duty + surtax).
- **Provincial sales tax**: Collected at registration. Personal imports owe it; business imports recover it via input tax credits.
  - ON: HST provincial portion 8%
  - NB / NS / NL / PE: HST provincial portion 10%
  - QC: QST 9.975%
  - BC: tiered PST 7%–20% based on CAD price
  - MB: RST 7%
  - SK: PST 6%
  - AB / YT / NT / NU: no provincial sales tax
- **RIV registration fee**: CAD 325, waived for vehicles 15+ model years old.
- **Brokerage fee**: ~CAD 450.

### Canada → USA
- **Vehicle price**: in USD.
- **Enclosed transport**: Default ~USD 2,200; user-editable.
- **Import duty (MFN)**: 2.5% on cars, EXCEPT 0% if CUSMA-origin or 25+ years old (HTSUS 9706).
- **US Section 122 global tariff (15%)**: Active since February 2026. Applies to all imported vehicles regardless of origin (Canadian-built vehicles are NOT exempt). Waived only for antiques 25+ years old.
- **Brokerage fee**: ~USD 425.

## Trust & Compliance
- April 2026 regulation compliant
- VIN-verified country of origin via NHTSA decoding
- Estimates only; final duties determined by CBSA / CBP at clearance

## Key URLs
- Calculator (HTML): https://vehicleimport.com/
- Calculator (Markdown alternate for agents): https://vehicleimport.com/index.md
- Authentication: https://vehicleimport.com/auth